Fifteen exam-style questions, a projected score on the 130-point scale, and a plan to your exam date that tells you the truth.
18 questions you missed come back, plus 12 new. Mock #1 is Friday.
Check where you are. Get a plan that fits your calendar. Learn from every wrong answer.
Fifteen questions. A score and your three weakest topics.
Pick minutes a day. See what that buys you by your date.
Every wrong option explains why it tempted you. Missed facts come back until they stick.
Every question is written to Pearson VUE outline 124401. A separate review checks each one against the statute or rule it relies on, and the whole bank is then answered blind to catch wrong keys. Writing and review are done with AI.
Nobody on our team has sat this exact exam, and we will not claim a pass rate we cannot measure. Outline and section weights ›
Answer it the way you would on test day, then read the feedback. This is one screen of the app.
As the cash value of an ordinary whole life policy grows over time, which of the following happens to the insurer's net amount at risk?
The net amount at risk is the face amount minus the cash value. In whole life the death benefit is level while the cash value rises, so the insurer's pure protection element shrinks each year, reaching zero only at maturity.
No subscription, no trial that turns into a charge.
320 questions open across every section, the check-up, the plan, mini mocks and cram mode. No account.
Later: Exam Pass, $39.99 once, no subscription, yours until you pass. It adds 1,182 more questions, including two full 145-question clean mocks. It is not on sale yet; everything in the beta is free. Get one email when it opens
Short answers. The long ones are on the outline and test-day pages.
No. Steadyclimb is an independent study tool. Not affiliated with, endorsed by, or connected to Pearson VUE or the Texas Department of Insurance. The exam facts here come from their public publications.
145, of which 130 are scored (100 general, 30 Texas law) and 15 are unscored pretest questions mixed in. 150 minutes. You need a scaled score of 70. Details › Outline and section weights ›
Not for Life, Accident & Health. The candidate handbook lists no course requirement for this license. Most candidates study with a question bank and the state's outline; that is what Steadyclimb is. What the license actually costs ›
In 2025, 57% of first-time takers passed and 40% of retakes did, according to Pearson VUE's monthly reports. What makes it hard › · Pass rates by month ›
If you might ever sell health products, the combined exam, taken once. It also has the better first-time pass rate: 57% against 47% for the life-only exam in 2025. Side by side ›
You can rebook the next day, with no limit on attempts and a $49 fee each time. What to change before you do: retake rules and a 7-day plan ›
An estimate of how many of the 130 scored questions you would get right today, from your first-try answers weighted by section. It starts conservative and moves as you answer. The pass line at 91 (70%) is our estimate: Pearson VUE reports a scaled score and does not publish how many correct answers it takes.
Your progress stays in your browser. We record anonymous study events to see whether the app works, and an email only if you type one. Privacy ›
Start with the check-up. Fifteen questions, a projected score, and the three topics to fix first.
Start the check-up free